CM Punjab Himmat Card Phase 3
CM Punjab Himmat Card Phase 3: The Punjab government has officially launched the third phase of the Himmat Card program in 2025, marking another important step toward social protection for persons with disabilities. Chief Minister Maryam Nawaz Sharif introduced this initiative to ensure that differently-abled individuals receive steady financial aid through a fair and transparent process. This program is designed to reduce economic struggles and promote equality for those who cannot work due to their disabilities.
By expanding the scheme to its third phase, the government is addressing the needs of thousands of citizens who require financial and social support. More than 100,000 people are expected to benefit by the end of the year, receiving their stipends through ATM cards. This not only provides ease but also dignity and independence to the beneficiaries.
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What is the Himmat Card Programme
The Himmat Card is a welfare initiative created to support people with disabilities in Punjab. It works as a financial assistance card, enabling beneficiaries to receive their quarterly stipends directly through banking channels. The card has been linked with the Bank of Punjab, ensuring that recipients can withdraw money easily from ATMs across the province.
Unlike manual cash distribution, which often led to delays and complications, the Himmat Card system offers convenience and transparency. Beneficiaries receive Rs. 10,500 every quarter, giving them a steady source of financial support. The government has also planned to use the same card for upcoming disability-related welfare initiatives, ensuring long-term sustainability.
Launch of Himmat Card Phase 3
The official launch of Phase 3 was carried out by the Punjab Social Welfare and Bait-ul-Mal Department. According to Provincial Minister Sohail Shaukat Butt, nearly 65,000 individuals benefited from the first two phases. With Phase 3, an additional 35,000 beneficiaries are being added to the programme.
During the launch ceremony, Himmat Cards and wheelchairs were distributed among deserving individuals. The Punjab Information Technology Board PITB and banking partners were also part of the event, highlighting the government’s commitment to digital inclusion and modern welfare systems. This shows that the programme is not just about financial aid but also about mobility and empowerment.
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Eligibility Criteria for Himmat Card
The Himmat Card is not available to everyone. The Punjab government has set specific eligibility requirements to ensure that only deserving individuals benefit from this scheme. These conditions ensure that financial aid is directed to those most in need.
Key requirements for eligibility are:
- Applicant must be a certified person with disability registered with Social Welfare Punjab
- Must be medically declared unfit to work
- Should not be employed in government or private jobs
- Must not have recently received funds from Bait-ul-Mal, Zakat, PSPA, or BISP
- Poverty score (PMT) from BISP must not exceed 45
- All personal data including CNIC, address, and mobile number must be updated in the DPMIS system
These criteria act as a filter so that only genuine applicants can benefit. Families with stable income or those already receiving financial aid from other programmes are excluded to keep the system fair and effective.
Impact and Government Commitments
The Himmat Card programme is a symbol of inclusivity. By using digital tools and formal banking systems, the government is making sure that financial aid is delivered with transparency and respect. Disabled individuals no longer need to rely on intermediaries or face delays; their stipend is directly available through an ATM card.
The government has also promised to:
- Implement a 3% job quota for disabled persons across government departments
- Provide free mobility aids such as wheelchairs and sticks
- Improve accessibility standards in both public and private infrastructure
- Ensure continuous financial and social assistance programmes through the Himmat Card
These commitments reflect the government’s broader vision of empowering persons with disabilities rather than simply offering short-term support.
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Beneficiaries and Stipend Distribution
In Phase 3 alone, about 35,000 new individuals are expected to benefit. With this addition, the total number of Himmat Card holders will cross 100,000 by the end of 2025. Each beneficiary receives a quarterly stipend of Rs. 10,500, which is directly transferred into their Himmat Card account.
The process is simple and user-friendly. Beneficiaries can withdraw their stipend through ATM machines at their convenience. This method saves time, reduces corruption risks, and gives dignity to the process of receiving financial aid.
Programme Coverage in Numbers
To better understand the scale of this initiative, the table below provides a clear view of the number of beneficiaries and stipend details across phases:
| Phase | Beneficiaries | Stipend Amount (Quarterly) | Distribution Method |
|---|---|---|---|
| Phase 1 & 2 | 65,000 | Rs. 10,500 | ATM Card |
| Phase 3 | 35,000 | Rs. 10,500 | ATM Card |
| Total (2025) | 100,000+ | Rs. 10,500 | ATM Card |
This table clearly shows how the government is expanding coverage with every phase. By the end of 2025, the programme will have reached more than one hundred thousand individuals across Punjab.
Benefits of the Himmat Card
The Himmat Card goes beyond financial support. It is part of a comprehensive social protection plan aimed at empowering persons with disabilities. The benefits are both direct and indirect, ensuring long-term impact.
Main benefits of the Himmat Card include:
- Regular financial assistance of Rs. 10,500 every quarter
- Easy ATM withdrawals across Punjab through the Bank of Punjab
- Free distribution of wheelchairs and other mobility aids
- Inclusion in future welfare schemes for PWDs using the same card
- Reduced dependency on informal sources of financial help
- Improved social dignity and confidence among beneficiaries
Each of these benefits is significant because it strengthens the financial and social standing of disabled persons, enabling them to live with independence.
Final Words
The launch of Phase 3 of the Himmat Card is an important milestone for Punjab. By expanding coverage to more than 100,000 individuals, the government is showing its strong commitment to social justice and equal rights. The programme provides not just money but also recognition and respect to those who often remain overlooked in society.
Going forward, the Himmat Card has the potential to become a model for welfare initiatives across Pakistan. If implemented consistently, it will ensure that disabled persons are not just dependent on others but are supported in living dignified, independent lives.
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FAQS
What is the Himmat Card?
It is a government-issued support card for disabled individuals in Punjab that provides Rs. 10,500 every quarter.
Who can apply for the Himmat Card?
Only certified persons with disabilities who are unfit to work and meet the poverty score criteria can apply.
How many people are included in Phase 3?
About 35,000 new beneficiaries have been added under the third phase of the programme.
How do beneficiaries get their money?
The stipend is transferred directly to the card and can be withdrawn through ATMs of the Bank of Punjab.
What is the total target for 2025?
By the end of 2025, more than 100,000 individuals are expected to benefit from the Himmat Card scheme.